Remitly or Wise?
The Best Way to Send Money to Africa
An Interactive Guide by prosperabroad.com
Which One is Right For You?
Choosing between Remitly or Wise depends on your priority. Use the calculator below to see a personalized comparison.
Best for Low Cost
Wise often offers the mid-market exchange rate, resulting in a lower overall cost.
Best for Speed & Options
Remitly typically provides faster delivery and more payout options like cash pickup.
Best for User Trust
Both services are highly rated. See the detailed ratings chart below.
Interactive Cost Comparison
Enter your transfer details to see who is cheaper.
Disclaimer: This tool is for illustrative purposes only. Rates are estimates as of July 7th, 2025. Please check the provider’s website for current rates.
Feature Breakdown
Delivery Speed Comparison
Remitly
Wise
User Ratings Comparison
Ratings as of July 2025. Out of 5 stars.
Final Verdict: Remitly or Wise?
The right choice depends on your specific needs. Choose Wise if your priority is low cost and transparency. Choose Remitly if your recipient needs cash pickup or a direct transfer to a mobile money wallet.